Prop Firm Comparison 2026

FTMO vs Top One Futures

Side-by-side analysis of both prop firms. Entry account starting from $39.00.

FTMO
Forex
20% OFF
lifetime
ForexFree Trial90% Split
90% split $79.00 entry 4.8 ★
Access FTMO →
VS
Top One Futures
Futuros
55% OFF
flash
FuturosElite DailyEOD DD
90% split $39.00 entry 4.8 ★
Access Top One →
Coupon: MARKET
★★★★½
4.8
49,792 reviews · Trustpilot
★★★★½
4.8
4,744 reviews · Trustpilot
Side-by-Side

FTMO vs Top One, Comparison

Each category shows the winner between the two firms.

DiscountHow much OFF the original price
20% lifetime
vs
55% flash
✓ Wins
Smallest AccountFinal price w/ coupon (cheapest entry)
$79.00
vs
$39.00
✓ Wins
Profit SplitHow much of the profit stays with the trader
90%
vs
90%
DrawdownType of loss limit
Fixed
vs
EOD Trailing
DD Limit
-3% / -10%
vs
4% trail
Profit Target
10%
vs
6%
Min. Days
vs
1
News Trading
✓ Allowed
vs
✓ Allowed
Day-1 Payout
✗ No
vs
✓ Yes
✓ Wins
Scaling
Up to $2M
vs
Yes
Platforms
MT4, MT5, cTrader
vs
Rithmic, NinjaTrader, Tradovate...
TrustpilotReal reputation
4.8 (49,792)
vs
4.8 (4,744)
Who should choose

Which firm is better for whom

Choose FTMO if you...
  • prefer forex and platforms like MT4, MT5
Choose Top One Futures if you...
  • need a Day-1 payout
  • want to start with low capital (from $39.00)
  • prioritize a higher discount (55% OFF)
Real prices

FTMO vs Top One, price per account

Full price and the final price with the coupon applied at checkout, plan by plan.

FTMO · Via link
PlanAccountFull priceWith coupon
1-Step Challenge10K€79
1-Step Challenge25K€199
1-Step Challenge50K€319
1-Step Challenge100K€499
1-Step Challenge200K€999
2-Step Challenge10K€89
2-Step Challenge25K€250
2-Step Challenge50K€345
2-Step Challenge100K€540€439
2-Step Challenge200K€1080
Top One Futures · MARKET
PlanAccountFull priceWith coupon
IGNITE25K$218$98
IGNITE50K$398$179
IGNITE100K$563$253
IGNITE150K$799$360
Elite Daily25K$178$80/mo
Elite Daily50K$218$98/mo
Elite Daily100K$398$179/mo
Elite Daily150K$549$247/mo
INSTANT Sim25K$419$189
INSTANT Sim50K$679$306
+ 6 more plans on their site
Costs and rules

Fees and rules side by side

FTMOTop One
Activation feeNoneYes
Consistency rule50% Best Day40% on funded
Minimum daysNot published1
Payout speed14 days5 days
ScalingUp to $2MYes
PlatformsMT4, MT5, cTraderRithmic, NinjaTrader, Tradovate, Quantower
Verdict

FTMO or Top One, who takes it

Cheapest entry: Top One Futures, from $39.00 with the coupon.

Biggest discount: Top One Futures, at 55% OFF.

Reputation: a technical tie on Trustpilot.

FTMO charges no activation fee, the cost most comparisons forget.

Numbers read at each firm checkout, not from their marketing pages. When a code stops working it leaves this page the same day.

Analysis

FTMO vs Top One, what actually changes

Five points that decide the purchase, read from each firm official data.

Drawdown, the rule that ends most accounts

FTMO runs a Fixed drawdown and Top One runs EOD Trailing.

Trailing means the limit rises with your equity peak, open positions included: giving profit back can end the account even without a real loss. EOD only recalculates at the session close, which forgives intraday swings.

In practice that is -3% / -10% of room at FTMO and 4% trail at Top One.

What entry really costs

The cheapest entry is Top One, from $39.00 with the coupon applied at checkout, against $79.00 at FTMO.

The discount differs too: 20% OFF at FTMO and 55% OFF at Top One.

Add the activation fee at Top One before comparing: it is charged after you pass and never shows up in the evaluation price.

FTMO charges no activation fee, so the price you see is the full cost up to the funded account.

When the money leaves

On the split, FTMO pays 90% and Top One pays 90%.

Top One allows a payout from the first profitable day, which shortens the path between passing and getting paid.

Declared speed: 14 days at FTMO and 5 days at Top One.

The rules that kill the account

FTMO enforces a consistency rule (50% Best Day), which stops a single day from carrying the whole result.

Top One enforces a consistency rule (40% on funded), which stops a single day from carrying the whole result.

Minimum trading days: 0 at FTMO and 1 at Top One.

FTMO explicitly bans: Latency arbitrage, Spread manipulation.

Top One explicitly bans: Copy trading entre contas, HFT scalping bots, Account hedging.

Which one fits you

If the goal is testing the model on the smallest possible budget, Top One has the cheaper entry.

Platforms: FTMO runs on MT4, MT5, cTrader; Top One, on Rithmic, NinjaTrader, Tradovate, Quantower. A strategy tied to one platform decides this on its own.

There is no better firm in the abstract: there is the one that matches your drawdown, your trading hours and how fast you need to withdraw.

Frequently Asked Questions

FTMO vs Top One, FAQ

Which is better: FTMO or Top One Futures?
It depends on your profile. FTMO offers 20% off lifetime and Fixed drawdown. Top One Futures offers 55% off flash and EOD Trailing drawdown. Cheapest account: Top One Futures (starting from $39.00).
How much does an FTMO vs Top One account cost?
FTMO starts at $79.00. Top One Futures starts at $39.00 with coupon MARKET.
Does FTMO or Top One allow news trading?
FTMO ALLOWS trading during economic news. Top One Futures ALLOWS it.
How long until payout with FTMO and Top One?
FTMO does not offer Day-1 payout. Top One Futures releases payout from Day-1.
Can I have accounts with both firms simultaneously?
Yes, it is allowed to have accounts with different prop firms at the same time (multi-prop). Some firms restrict multiple accounts WITHIN the same firm, confirm each firm's rules before purchasing.
Does FTMO or Top One charge an activation fee?
FTMO charges no activation fee. Top One Futures charges an activation fee on at least one plan.
Does FTMO or Top One have a consistency rule?
FTMO has a consistency rule (50% Best Day). Top One Futures has a consistency rule (40% on funded).
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Ready to start?
FTMO
20% OFF
Ready to start?
Top One Futures
55% OFF · coupon MARKET