Funding Pips
Forex
20% OFF
1 purchase
Forex100% Split3 Plataformas
100% split
$25.60 entry
4.5 ★
Access FPips →
Coupon: HELLO
Prop Firm Comparison 2026
Funding Pips vs Top One Futures
Side-by-side analysis of both prop firms. Entry account starting from $25.60.
VS
Top One Futures
Futuros
55% OFF
flash
FuturosElite DailyEOD DD
90% split
$39.00 entry
4.8 ★
Access Top One →
Coupon: MARKET
★★★★½
4.5
★★★★½
4.8
Side-by-Side
FPips vs Top One, Comparison
Each category shows the winner between the two firms.
DiscountHow much OFF the original price
20% 1 purchase
vs
55% flash
✓ Wins
Smallest AccountFinal price w/ coupon (cheapest entry)
$25.60
✓ Wins
vs
$39.00
Profit SplitHow much of the profit stays with the trader
100%
vs
90%
DrawdownType of loss limit
Static
vs
EOD Trailing
DD Limit
-5% / -10%
vs
4% trail
Profit Target
8% / 5%
vs
6%
Min. Days
3
vs
1
News Trading
✓ Allowed
vs
✓ Allowed
Day-1 Payout
✗ No
vs
✓ Yes
✓ Wins
Scaling
Yes
vs
Yes
Platforms
MT5, Match-Trader, cTrader
vs
Rithmic, NinjaTrader, Tradovate...
TrustpilotReal reputation
4.5 (66,373)
vs
4.8 (4,744)
✓ Wins
Who should choose
Which firm is better for whom
Choose Funding Pips if you...
- want to start with low capital (from $25.60)
Choose Top One Futures if you...
- need a Day-1 payout
- prioritize a higher discount (55% OFF)
- value Trustpilot reputation (4.8 ★)
Real prices
FPips vs Top One, price per account
Full price and the final price with the coupon applied at checkout, plan by plan.
Funding Pips ·
HELLO| Plan | Account | Full price | With coupon |
|---|---|---|---|
| Zero | 5K | $32 | $25.60 |
| Zero | 10K | $59 | $47.20 |
| Zero | 25K | $159 | $127.20 |
| Zero | 50K | $269 | $215.20 |
| Zero | 100K | $499 | $499 |
| Zero | 200K | $888 | $888 |
| 2 Step Pro | 5K | $32 | $25.60 |
| 2 Step Pro | 10K | $59 | $47.20 |
| 2 Step Pro | 25K | $159 | $127.20 |
| 2 Step Pro | 50K | $269 | $215.20 |
+ 17 more plans on their site
Top One Futures ·
MARKET| Plan | Account | Full price | With coupon |
|---|---|---|---|
| IGNITE | 25K | $218 | $98 |
| IGNITE | 50K | $398 | $179 |
| IGNITE | 100K | $563 | $253 |
| IGNITE | 150K | $799 | $360 |
| Elite Daily | 25K | $178 | $80/mo |
| Elite Daily | 50K | $218 | $98/mo |
| Elite Daily | 100K | $398 | $179/mo |
| Elite Daily | 150K | $549 | $247/mo |
| INSTANT Sim | 25K | $419 | $189 |
| INSTANT Sim | 50K | $679 | $306 |
+ 6 more plans on their site
Costs and rules
Fees and rules side by side
| FPips | Top One | |
|---|---|---|
| Activation fee | None | Yes |
| Consistency rule | Not required | 40% on funded |
| Minimum days | 3 | 1 |
| Payout speed | On Demand | 5 days |
| Scaling | Yes | Yes |
| Platforms | MT5, Match-Trader, cTrader | Rithmic, NinjaTrader, Tradovate, Quantower |
Verdict
FPips or Top One, who takes it
Cheapest entry: Funding Pips, from $25.60 with the coupon.
Biggest discount: Top One Futures, at 55% OFF.
Better reputation: Top One Futures, rated 4.8 on Trustpilot.
Funding Pips charges no activation fee, the cost most comparisons forget.
Numbers read at each firm checkout, not from their marketing pages. When a code stops working it leaves this page the same day.
Analysis
FPips vs Top One, what actually changes
Five points that decide the purchase, read from each firm official data.
Drawdown, the rule that ends most accounts
FPips runs a Static drawdown and Top One runs EOD Trailing.
Trailing means the limit rises with your equity peak, open positions included: giving profit back can end the account even without a real loss. EOD only recalculates at the session close, which forgives intraday swings.
In practice that is -5% / -10% of room at FPips and 4% trail at Top One.
What entry really costs
The cheapest entry is FPips, from $25.60 with the coupon applied at checkout, against $39.00 at Top One.
The discount differs too: 20% OFF at FPips and 55% OFF at Top One.
Add the activation fee at Top One before comparing: it is charged after you pass and never shows up in the evaluation price.
FPips charges no activation fee, so the price you see is the full cost up to the funded account.
When the money leaves
On the split, FPips pays 100% and Top One pays 90%.
Top One allows a payout from the first profitable day, which shortens the path between passing and getting paid.
Declared speed: On Demand at FPips and 5 days at Top One.
The rules that kill the account
FPips has no consistency requirement, so one strong day counts in full.
Top One enforces a consistency rule (40% on funded), which stops a single day from carrying the whole result.
Minimum trading days: 3 at FPips and 1 at Top One.
FPips explicitly bans: HFT, Latency arbitrage.
Top One explicitly bans: Copy trading entre contas, HFT scalping bots, Account hedging.
Which one fits you
If the goal is testing the model on the smallest possible budget, FPips has the cheaper entry.
If reputation matters more than price, Top One is rated 4.8 on Trustpilot.
Platforms: FPips runs on MT5, Match-Trader, cTrader; Top One, on Rithmic, NinjaTrader, Tradovate, Quantower. A strategy tied to one platform decides this on its own.
There is no better firm in the abstract: there is the one that matches your drawdown, your trading hours and how fast you need to withdraw.
Frequently Asked Questions
FPips vs Top One, FAQ
Which is better: Funding Pips or Top One Futures?
It depends on your profile. Funding Pips offers 20% off 1 purchase and Static drawdown. Top One Futures offers 55% off flash and EOD Trailing drawdown. Cheapest account: Funding Pips (starting from $25.60).
How much does an FPips vs Top One account cost?
Funding Pips starts at $25.60 with coupon HELLO. Top One Futures starts at $39.00 with coupon MARKET.
Does FPips or Top One allow news trading?
Funding Pips ALLOWS trading during economic news. Top One Futures ALLOWS it.
How long until payout with FPips and Top One?
Funding Pips does not offer Day-1 payout. Top One Futures releases payout from Day-1.
Can I have accounts with both firms simultaneously?
Yes, it is allowed to have accounts with different prop firms at the same time (multi-prop). Some firms restrict multiple accounts WITHIN the same firm, confirm each firm's rules before purchasing.
Does FPips or Top One charge an activation fee?
Funding Pips charges no activation fee. Top One Futures charges an activation fee on at least one plan.
Does FPips or Top One have a consistency rule?
Funding Pips does not require consistency. Top One Futures has a consistency rule (40% on funded).
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